Public authentication systems and methods

ABSTRACT

Techniques provided herein relate to electronic data access requests. An access system receives at least one electronic data action request from a client. At least a portion of the data access authentication information is sourced from a secondary device connected to an intermediary device. The electronic data action request is authenticated based upon the data access authentication information.

CROSS REFERENCE TO RELATED APPLICATION

This application is a continuation of U.S. application Ser. No.16/784,087, entitled “PUBLIC AUTHENTICATION SYSTEMS AND METHODS,” filedFeb. 6, 2020, which is a continuation of U.S. application Ser. No.16/228,421, entitled “PUBLIC AUTHENTICATION SYSTEMS AND METHODS,” filedDec. 20, 2018, which is a continuation of U.S. application Ser. No.15/365,520, now U.S. Pat. No. 10,164,973, entitled “PUBLICAUTHENTICATION SYSTEMS AND METHODS,” filed Nov. 30, 2016, which claimspriority to and the benefit of U.S. Provisional Application No.62/262,215, entitled “MULTI-FACTOR AUTHENTICATION SYSTEMS AND METHODS,”filed Dec. 2, 2015, and U.S. Provisional Application No. 62/262,224,entitled “BLOCK CHAIN AUTHENTICATION SYSTEMS AND METHODS,” filed Dec. 2,2015, and U.S. Provisional Application No. 62/262,231, entitled “PUBLICAUTHENTICATION SYSTEMS AND METHODS,” filed Dec. 2, 2015. All of theabove-referenced patent applications are hereby incorporated byreference in their entireties for all purposes.

BACKGROUND

The present disclosure relates generally to systems and methods forelectronic authentication of users. More specifically, the presentdisclosure relates to multi-factor authentication techniques thatincrease security by providing complex authentication of a user, whilereducing inconvenience to the users being authenticated.

As electronic technology becomes increasingly affordable and powerful,commerce is increasingly conducted electronically online. Modernbusinesses typically offer access to services and sensitive data viaonline portals (e.g., the Internet), which may be accessed from numeroussites across the globe. Because the data and/or services provided bythese businesses may be quite valuable, nefarious individuals mayattempt to impersonate a user from one of the access sites, in an effortto gain unauthorized access to the data and/or to initiate unauthorizedservice transactions. To curb these efforts, businesses may implementprimary authentication processes, as well as secondary authenticationprocesses. For example, certain modern businesses have traditionallyasked for username/password combinations as a primary authenticationmethod. Further, these businesses may ask a user for answers to personalquestions, which may act as a secondary mechanism for authenticating theuser. Unfortunately, these secondary mechanisms may be quiteinconvenient for the users. For example, the login process may becomemore complex, requiring a user to remember and enter answers tosecondary questions. This may be quite cumbersome and inefficient.Accordingly, improved techniques for multi-factor (e.g., secondary)authentication are desired.

DRAWINGS

These and other features, aspects, and advantages of the presentdisclosure will become better understood when the following detaileddescription is read with reference to the accompanying drawings in whichlike characters represent like parts throughout the drawings, wherein:

FIG. 1 is a schematic representation of a multi-factor authenticationsystem, in accordance with an embodiment;

FIG. 2 is a flowchart, illustrating a process for implementingmulti-factor authentication, in accordance with an embodiment;

FIG. 3 is a schematic representation of a block-chain system, inaccordance with an embodiment; and

FIG. 4 is a flowchart, illustrating a process for registering secondarydevices for multi-factor authentication, in accordance with anembodiment;

FIG. 5 is a flowchart illustrating a process for identifying secondaryauthentication devices, in accordance with an embodiment;

FIG. 6 is a schematic illustration of a system including smart-devicesthat are identified as secondary authentication devices, in accordancewith an embodiment;

FIG. 7 is a schematic representation of a progression of multi-factorauthentication provided by a paired secondary device, in accordance withan embodiment;

FIG. 8 is a flowchart illustrating backend processing for requesting andauthenticating the secondary authentication information, in accordancewith an embodiment;

FIG. 9 is a schematic representation of a progression of multi-factorauthentication that may occur using a public client, in accordance withan embodiment; and

FIG. 10 is a schematic representation of a progression of multi-factorauthentication initiated by a secondary device, in accordance with anembodiment.

DETAILED DESCRIPTION

One or more specific embodiments of the present disclosure will bedescribed below. In an effort to provide a concise description of theseembodiments, all features of an actual implementation may not bedescribed in the specification. It should be appreciated that in thedevelopment of any such actual implementation, as in any engineering ordesign project, numerous implementation-specific decisions must be madeto achieve the developers' specific goals, such as compliance withsystem-related and business-related constraints, which may vary from oneimplementation to another. Moreover, it should be appreciated that sucha development effort might be complex and time consuming, but wouldnevertheless be a routine undertaking of design, fabrication, andmanufacture for those of ordinary skill having the benefit of thisdisclosure.

Present embodiments are generally directed toward improved systems andmethods of multi-factor authentication for performance of electronicactions (e.g., accessing electronic data and/or modifying electronicdata). Specifically, as will be described in detail below, thetechniques discussed herein may enable multiple factors ofauthentication to occur, while reducing a user input burden. Presentembodiments address post-Internet issues that have arisen with respectto protecting against unauthorized access/modification to data and withrespect to inefficiencies of traditional authentication techniques thathave become overly cumbersome in efforts to address more sophisticatedthreats.

More specifically, in accordance with present embodiments, a user and/oruser identifier requesting the performance of electronic actions at aclient computer may provide authenticating information to illustratethat the user and/or user identifier is permitted for action performancevia data and device associations that may avoid requiring a user toperform multiple password entries. An electronic device other than theclient may be associated with the user and/or user identifier.Information related to and/or provided from this electronic device maybe used to provide a secondary authentication of the user and/or useridentifier, resulting in a multi-factor authentication that may occurwithout secondary user input.

Multi-Factor Authentication

Turning first to a discussion of an overall multi-factor authenticationsystem, FIG. 1 is a schematic representation of a multi-factorauthentication system 100, in accordance with an embodiment. FIG. 2 is aflowchart, illustrating a process 200 for implementing multi-factorauthentication using the system 100 of FIG. 1 , in accordance with anembodiment. For clarity, FIGS. 1 and 2 will be discussed together.

A backend system 102 may perform electronic data actions based uponreceived requests for such data actions, when the backend system 102authenticates a source of the request as having authority or access torequest the action's performance. The backend system 102 may be a systemfor processing electronic actions that is not directly accessible by auser. For example, the backend system 102 may include a processingsystem 104 and/or databases 106 (e.g., that holds user profile data 107and/or other electronic data). The processing system 104 may performelectronic data actions by utilizing data from the databases 106. In oneembodiment, the databases 106 may include user profiles 107 associatedwith certain electronic data stored in the databases 106. The processingsystem 104 may authenticate or confirm that the requests to performelectronic data actions are associated with authorized user profiles107, such that actions may only occur by authenticated users.

In one embodiment, the backend system 102 may include financial recordsfor users. The requested electronic data action may be a request toaccess the user's financial records, modify the user's financial records(e.g., debit or credit a financial account), etc. Access and/ormodification of the user's financial records may be allowed by thebackend system 102 only after authenticating that the user requestingthe action is authorized to request performance of the action. In otherwords, a user's financial records may be accessed and/or modified onlyupon authenticating that the user requesting the access and/ormodification has sufficient rights for the action's performance.

As mentioned above, primary authentication may oftentimes include askinga user for a username and password combination associated with the user.However, because username and password combinations may sometimes beobtained by users not associated with the username and password,additional authentication factors may be used to authenticate the userrequesting the electronic data action. Accordingly, multi-factorauthentication may provide multiple authentication mechanisms toauthenticate a validity of a source of the request to perform anelectronic data activity. Traditional secondary authentication mayinclude answers to questions. However, this information may also beacquired by unauthorized users.

In one embodiment of the present disclosure, an authenticationinformation provision (AIP) system 108 may provide a request for anelectronic data action (block 202). This may include transmitting arequest to read, write, and/or modify electronic data from a client tothe backend system 102. In the request (or in addition to the request)the AIP system 108 may provide information useful for authenticating auser requesting an electronic data action's performance. For example,the AIP system 108 may provide primary authentication information 110(block 202) and/or secondary authentication information 112 (block 204)to the backend system 102. The information 110, 112 may be received bybackend system 102 (e.g., primary authentication information in block206 and secondary authentication information in block 208).

Primary authentication information 110 may be a first set ofauthentication information that first identifies the user requestingperformance of an electronic data action. This primary authenticationinformation 110 may be used to identify a user profile 107 (e.g., of aset of user profiles in the repository 106) associated with the primaryauthentication information 110 (block 210). For example, a uniqueusername may be used to identify a user profile 107 associated with theusername. Alternatively, characteristics and/or identities of the clientsystem 114 and/or the secondary device 116 may be used to determine auser profile 107 associated with the characteristics and/or identities.For example, a media access control (MAC) address of the client 114and/or secondary device 116 may be associated with a particular userprofile 107. Accordingly, this information may be used to identify aproper user profile 107.

Information in the user profile 107 may confirm that the primaryauthentication information 110 is correct and that secondary information112 is also correct. For example, the user profile 107 may include userinformation 111, such as a user identifier and password combination.Further, the user profile 107 may include secondary device information113 related to secondary devices associated with the user and/orinformation related to other aspects of the AIP system 108. Accordingly,the backend system 102 may determine expected primary information (e.g.,a password) and/or secondary information (e.g., secondary device MACaddress) that may be used to authenticate the user (block 212). Forexample, in one embodiment, the expected primary authenticationinformation may be derived from the user information 111 and theexpected secondary authentication information may be derived from thesecondary device information 113. Alternatively, the expected primaryauthentication information may be derived from the secondary deviceinformation 113 and the secondary authentication information may beobtained from the user information 111.

Once the expected primary information and/or secondary information isdetermined, the backend system may determine whether or not the primaryinformation and/or secondary information received in blocks 206 and 208match the expected primary information and/or secondary information(decision block 214). When the primary authentication information 110and the secondary authentication information 112 matches the expectedprimary authentication information and secondary authenticationinformation determined in block 212, the backend system may perform theaction (block 216). Otherwise, when there is no match of the primaryauthentication information 110 and the secondary authenticationinformation 112 with the expected primary authentication information andsecondary authentication information determined in block 212, thebackend system may provide manual authentication prompts (e.g.,secondary security questions that, when answered correctly, may increasethe likelihood that the user is the user associated with the userprofile) (block 218). A determination is made as to whether or not themanual prompt results satisfy authentication (decision block 220). Whenthe manual prompt results satisfy authentication, the action may beperformed (block 216). However, when the authentication is notsatisfied, performance of the action is denied (block 222). In someembodiments, authentication by manual prompts is not an option.

In the illustrated embodiment, the AIP system 108 includes a clientsystem 114 and a secondary device 116. The client system 114 is acomputer system that may provide a graphical user interface (GUI) forinteracting with the backend system 102. For example, the client system114 may include an Internet browser that may access a web server hostingan interface to the electronic data. The GUI may enable a user torequest performance of an electronic data action. For example, the usermay request access and/or viewing of financial records associated withthe user, by logging into the interface.

In some embodiments, the login information (e.g., a username andpassword combination) may be the primary authentication information 110.As illustrated, in the current embodiment, the client 114 provides theprimary authentication information 110. However, in some embodiments,other devices, such as a secondary device 116 may provide the primaryauthentication information 110. For example, the primary authenticationinformation 110 may be a unique identifier (e.g., Media Access Control(MAC) address, Internet Protocol (IP) address, universal uniqueidentifiers (UUIDs), etc.), of the secondary device 116 associated withthe user and/or a unique identifier of the user. A user profile 107associated with the primary authentication information 110 may beselected for further authentication.

As discussed above, additional factors may be useful in authenticating auser requesting performance of an electronic data action. In someembodiments, the additional factors may be sourced from the client 114and/or secondary device 116 that is associated with the user. Forexample, in some embodiments the secondary device 116 may be a smartphone, tablet computer, smart watch, smart fitness tracker wearable, orother smart device associated with the user. The secondaryauthentication information may include information obtained via sensorsof the secondary device 116, such as biometric information (e.g., facialrecognition information and/or fingerprint information) obtained from acamera or other biometric sensor. In some embodiments, a MAC address ofthe secondary device 116, a location of the secondary device 116,cookies and/or tokens provided by the secondary device 116, and/or othersecondary device 116 characteristics may be used as secondaryauthentication information.

Further, such data may be accumulated into an identification pattern ormodel associated with the user and then used to determine whether thereis sufficient overlap with detected data to authenticate the user. Forexample, an accumulation of request characteristics, such as typicalrequest times, typical request locations, typical electronic actionsrequested, etc. may be accumulated. Further, information about theclient 114 and/or the secondary devices 116 may be accumulated, such asidentification information, operational characteristics, etc. Thisaccumulated information may be used in subsequent authentications. Forexample, the user may be authenticated if certain combinations ofinformation are present, if a certain amount of overlap exists betweenthe available information at the time of the request and the informationpreviously accumulated, etc. In one embodiment, if a threshold amount ofsecondary authentication information (e.g., 5 pieces of information, 30%of accumulated information, etc.) is available, the user may beauthenticated. For illustration, in one example, when a user requests anelectronic action, the time of the request, source location of therequest, an identifier for a paired smart phone, and an identifier for avehicle paired with the smart phone are all available. Each of thesepieces of information may be compared with previous authenticationinformation associated with the user. If a threshold amount ofoverlapping information exists, the user may be authenticated.Additionally and/or alternatively, if certain combinations ofinformation are present, the user may be authenticated. For example, ifa request comes from a location known to be at or near the user'sworkplace and the time of the request is during the user's typicalworking hours, it may be more likely that the user is authentic.Accordingly, this combination of information may be used to authenticatethe user.

In some embodiments, the secondary authentication information 112 may beprovided directly by the secondary device 116 to the backend 102. Forexample, when connected to the Internet 118, the secondaryauthentication information 112 may be provided to the backend system 102via the Internet 118. In other embodiments, when the secondary device116 is communicatively coupled to the client system 114, the secondaryauthentication information may be provided to the client system 114,which may provide the secondary authentication information to thebackend system 102.

Alternatively, in some embodiments, the secondary authenticationinformation 112 may be provided by the client system 114 (e.g., via aGUI). For example, when the primary authentication information 110 isnot user input information from the client 114 GUI, the secondaryauthentication information 112 (e.g., a username and/or password) maythen be obtained via such user input and authenticated against a userprofile 107 selected based upon the primary authentication information110.

As mentioned above, upon authentication, the electronic data action maybe performed (block 216). For example, the user may be provided with aview of financial records at the client 114 (e.g., via a GUI). Further,a financial record modification, such a debit and/or credit may beperformed.

Device Registration with the Backend System Via Blockchain and/or UserProfiles

In the embodiment of FIG. 1 , the primary authentication information andthe secondary authentication information is derived from a user profile107, which may include a pattern or model incorporating numerous typesand pieces of data. However, in some embodiments, the primaryauthentication information and/or the secondary authenticationinformation may be derived from a source other than the user profile107. FIG. 3 is a schematic representation of such a system 300, whereauthentication (e.g., primary authentication information and/orsecondary authentication information) is sourced from a block-chain, inaccordance with an embodiment.

In the system 300, one or more block chain nodes 302 may host copies ofa block chain 304. For example, the block chain nodes 302 may becomputers that are communicatively coupled to the AIP system 108 and thebackend 102. The nodes 302 may store the block chain 304 in a storagedevice (e.g., non-volatile memory) accessible by the nodes 302. As usedherein, a block chain refers to a distributed data store that maintainsa dynamic list of data records that are hardened against tampering andrevision. For example, in the current embodiments, the block chain maybe a data store that maintains primary authentication information 110and/or secondary authentication information 112. For example, in oneembodiment, the block chain 304 may include user information 111 and/orsecondary device information 113 that may be useful for multi-factorauthentication. As a specific example, data forming the block chain 304may include a home IP address of the user, a serial number of a routerused in the user's home, paired smart device identifiers, particularnetwork characteristics (e.g., network names, protocols, etc), datasourced from secondary devices 116 (e.g., cookies, tokens, etc.),identifiers of chained devices (e.g., devices that are indirectly pairedvia one or more intermediate paired devices), etc.

The information stored in the block chain 304 may be accessed by theprocessing system 104 or other backend 102 component, such thatauthentication of a user may occur, using the block chain 304information. For example, the authentication may occur in accordancewith the process 200 of FIG. 2 , where the primary authenticationinformation and/or the secondary authentication information received inblocks 206 and 208, respectively, is accessed from the block chain 304,rather than received from the AIP system 108.

Accordingly, the block chain system 300 may have certain advantages overother embodiments. For example, system 300 may include morestorage-efficient user profiles, because certain information may bestored in the block chain 304, rather than the user profiles.Additionally, when multiple backend systems 102 exist, the storage maybe more efficiently used, because the primary authentication informationand/or secondary authentication information may be stored at a singleset of block chain nodes 302 accessible by the multiple backend systems,rather than storing the authentication information in user profiles ofeach backend system.

As mentioned above, the block chain 304 may be hardened againsttampering and revision. To do this, the block chain 304 may be encryptedusing a public key 306 and private key 308 of the AIP system 108, alongwith a public key 310 and private key 312 of the processing system 104(or other backend 102 component).

The AIP system 108 may encrypt the block chain 304 in a manner that canbe read by only the backend system 102 (e.g., the processing system 104)or others having the private key 312 associated with the public key 310.To do this, the AIP system 108 may encrypt the block chain 304 using theprocessing system public key 310. The processing system 104 may thendecrypt the block chain 304, using its own private key 312, while otherswithout the private key 312 will not be able to decrypt the block chain304.

In some embodiments, it may be desirable for both the AIP system 108 andthe backend system 102 to access and/or modify the block chain 304. Todo this, a shared secret key may be derived by both the AIP system 108and the backend system 102. The shared secret may be derived bycombining the public key of the AIP system 108 and the private key 312of the processing system 104 at the processing system 104. Further, thesame shared secret may be derived at the AIP system 108 by combining thepublic key 310 of the processing system 104 with the private key 308 ofthe AIP system 108. The shared secret may be used as a cypher to encryptand/or decrypt the block chain 304 by both the AIP system 108 and theprocessing system 104.

Having discussed storing authentication information in a block chain304, the discussion now turns to registering secondary deviceauthentication information for multi-factor authentication. FIG. 4 is aflowchart, illustrating a process 400 for registering secondary devicesfor multi-factor authentication, in accordance with an embodiment. Toassociate secondary device information useful for authentication with auser profile (e.g., user profile 107 of FIG. 1 ), an initialidentification of secondary devices associated with a user and/or useridentifier may be obtained (block 402). This may include automaticprocesses for detecting and associated secondary devices 116 and/orsecondary device 116 information and/or may include manual setup promptsthat facilitate association of the secondary devices 116 and/orsecondary device 116 information with the user and/or user identifier(e.g., a user profile). For example, in one embodiment, a GUI prompt onthe client system 114 and/or secondary device 116 may ask a user toprovide an indication that the secondary device 116 is associated withthe user.

In some embodiments, when a user attempts to request performance of anelectronic data activity via the secondary device 116 (e.g., by enteringprimary authentication information on the secondary device 116), thesecondary device 116 may be automatically identified as a secondarydevice 116 associated with the user's profile. For example, upon a userentering primary authentication information (e.g., via a smart phone orlaptop), a polling of available secondary devices 116 may be performed.The polling may determine relevant authentication information availablefrom the current secondary devices 116. For example, secondary device116 identification information may be obtained, data from the secondarydevices 116 may be obtained, etc.

Further, in some embodiments, secondary devices 116 that arecommunicatively paired with the client 114 (e.g., via wi-fi, Bluetooth,near field communications (NFC), universal serial bus (USB), or othercommunications protocol) may be identified as associated with the user'sprofile, when the client 114 provides the primary authenticationinformation that identifies the user profile. In some embodiments, aconfirmation prompt may request that the user confirm that the secondarydevice 116 should be associated with the client system 114. For example,the confirmation prompt may request that a user affirmatively agree thatthe paired secondary devices 116. In certain embodiments, suchconfirmation may be accepted within a limited time period after theinitial pairing, a subsequent pairing or both.

Other secondary devices 116 may be automatically identified when theclient system 114 pairs with secondary devices 116. For example, othersecondary devices 116 paired to the secondary devices 116 pairing withthe client system 116 may be automatically identified and associatedwith the client system 114.

In one example, a secondary device 116 (e.g., a smart phone) may beconnected or “paired” to a client system 114 via USB. Additionally, anadditional secondary device 116, such as an electronic wearable device(e.g., a health tracking wristband), may be paired with the clientsystem 114 via Bluetooth communications or wi-fi. A user of the clientsystem 114 may attempt to login or may specifically request registrationof secondary devices 116 via a GUI of the client system 114. Uponlogging in and/or requesting registration of secondary devices 116, apolling of paired secondary devices 116 may occur. From there, thepaired devices may be automatically identified as associated with theuser and/or user identifier or the user may be prompted (e.g., via theclient system 114 GUI) to indicate particular ones of the secondarydevices 116 found during the polling process that should be associatedwith the user and/or user identity.

In some embodiments, identification of secondary devices may not utilizepolling, but instead may be accomplished via software applications ofthe secondary devices 116 (e.g., an app running on a smart phone) thatprovides an explicit indication to the client system 114 and/or backendsystem 102 that the secondary device 116 should be associated with theuser and/or user identifier.

Once the secondary devices 116 that should be associated with the userand/or user identity are identified, particular authenticationinformation and/or other data may be obtained from the secondary device116 (block 404). For example, in certain embodiments, a MAC address ofthe secondary device 116 may be obtained. Additionally or alternatively,a serial number or other unique identifier of the secondary device maybe obtained. Further, in some embodiments, data obtained from sensors ofthe secondary devices 116 may be obtained (e.g., biometric data, globalpositioning data, network data from a wifi network, etc.). In someembodiments, a cookie or token may be generated and stored on thesecondary device, a reference to which may be obtained. Otherinformation may be obtained as well. For example, information related tothe pairing of the device 116, information related to software on thedevice 116, and/or information related to the hardware of the device 116may be obtained.

Once the relevant data is obtained/gathered, at least a subset of theinformation may be provided to the block chain 304 (block 406) or theback end system 102 (e.g., to an associated user profile 107) (block408). From there, the information is accessible by the backend system102 for subsequent multi-factor authentication.

In some embodiments, pairing relationships between electronic devicesmay result in automatic registration of secondary devices 116. FIG. 5 isa flowchart illustrating a process 500 for identifying secondaryauthentication devices 116 based upon pairing relationships, inaccordance with an embodiment. Further, FIG. 6 is a schematicillustration of smart-device ecosystem 600 having smart-devices that areidentified as secondary authentication devices 116 based upon pairingrelationships, in accordance with an embodiment.

In certain embodiments, it may be beneficial to automatically determinesecondary devices 116 based upon other devices paired with previouslyregistered secondary devices 116. For example, in one embodiment, anelectronic control unit 602 of a vehicle 604 may be registered as asecondary device 116. The control unit 602 may pair with other devices(e.g., a smart phone 606), such that functionalities of the otherdevices may be used in conjunction with the functionalities of thecontrol unit 602. For example, the smart phone 606 may pair with thecontrol unit 602 to enable the vehicle 604 to control functions of thesmart phone 606, such as receiving calls, sending calls, etc. over thevehicle's speaker and/or microphone system.

Despite these other devices pairing with the secondary devices forpurposes other than registering the secondary devices 116 with thebackend system 102 or authenticating a user via the backend system 102,this pairing of devices with previously registered secondary devices 116may be harnessed to derive additional devices that may be registered assecondary devices 116 that provide authentication information.

The process 500 may begin by identifying trusted devices (block 502).For example, previously registered secondary devices 116 (e.g., devicesthat are associated with a particular user and/or user profile) may beidentified. In the vehicle 606 embodiment of FIG. 6 , the control unit602 may be a previously registered secondary device 116.

Based upon the identified trusted devices, additional devices may beidentified that may be useful as secondary devices 116 (block 504). Inone embodiment, upon pairing with the client 114, the secondary devices116 may provide an indication of other paired devices that may be usefulas secondary devices. Alternatively, the client 114 may request anindication of devices paired with the registered secondary devices 116,receive the indication from the registered secondary devices 116, andmay determine particular ones of the paired devices that should beregistered. This may be particularly beneficial for authenticationpurposes because the paired devices may act as an identifier of theuser.

As more and more secondary devices 116 are added (e.g., recursively), anauthentication confidence factor may increase, because authenticating auser using more secondary devices 116 (or information from the secondarydevices 116) may provide unpredictable, complex, and highly secureverification of a user. In contrast to systems that merely provide ausername and password combination with a secondary personal questionabout the user, the systems provided herein may become increasinglysophisticated with relatively little user interaction. For example,along with a username and password combination, authentication may lookat discernible characteristics of the environment, secondary devices,etc. associated with the request for electronic action is made, such aslocation information, secondary device identifiers, etc. Thus,information about the location of the source of the request may relateto the user's office or home and may increase the likelihood that theuser is authentic. Further, the more known secondary devices 116 thatcan be identified may increase the likelihood of an authentic user. Forexample, identifying a paired cellular telephone associated with theuser may increase the likelihood of an authentic user. When additionalsecondary devices 116 (e.g., smart locks, routers, computers, etc.) areidentified, the likelihood may continue to increase.

For example, in the vehicle 604 embodiment of FIG. 6 , the client 1114may receive an indication from the control unit 602 that the smart phone606 pairs with the control unit 602. Thus, the client may identify thesmart phone 606 as device associated with a trusted device (e.g., thecontrol unit 602).

Next, the devices associated with the trusted device may be registered(e.g., authenticated/trusted) (block 506). For example, the registrationof the associated device may occur according to process 400 of FIG. 4 ,as discussed above. Returning to the vehicle 604 embodiment of FIG. 6 ,the smart phone 606 may be registered as a secondary device 116 becauseof its association with the control unit 602 of the vehicle 604. Asmentioned above, the registration process may include obtainingauthentication information and/or other information for the newsecondary device (block 404 of FIG. 4 ). To do this, in someembodiments, information from the new secondary device being registered(e.g., the smart phone 606) may be obtained by the previously registeredsecondary device 116 (e.g., the control unit 602) and propagated to thebackend system 102 and/or incorporated into the block chain 304.Alternatively, in some embodiments, the new secondary device may providethe authentication and/or other data to the backend system 102 withoutgoing through the previously registered secondary device 116 (e.g. viathe Internet, as illustrated by arrow 608).

In some embodiments, a chain of secondary devices 116, may be used toidentify and register additional secondary devices 116. For example, inFIG. 6 , a home automation system (HAS) 610 may be registered as asecondary device 116. The HAS 610 may be communicatively coupled withthe client 114 and a plurality of devices associated with a household612, such as a wearable fitness monitor 614 and/or the vehicle 604(e.g., via a home communications network 616). By virtue of theregistration of the HAS 610, a subset or all of the devices associated(e.g., communicatively coupled or paired) with the HAS 610 may beidentified and registered for use in multi-factor authentication. Forexample, the smart phone 606 may pair with the vehicle 604 (e.g., viathe control unit 602). The control unit 602 may pair with the HAS 610,which is registered with the backend system 102. Accordingly, the smartphone 606 and the control unit 602 may be identified as secondarydevices 116.

In some embodiments, a root device (e.g., a device having a chain ofsub-devices) may provide an indication, such as indication 616 thatprovides an indication of the sub-devices and their authenticationand/or other information. For example, in the indication 616, the HAS610 is the root device that provides authentication information 618 forthe HAS 610 as well as an indication 620 and 622 of sub-devices (e.g.,the fitness wearable 614 and the vehicle control unit 602,respectively). Authentication information and/or other information 624and 626 related to these devices is also provided. Further, because thevehicle control unit 602 pairs with the smart phone 606, an indication628 may indicate that the smart phone 606 is a sub-device of the HAS 610and/or control unit 602. Authentication and/or other information 630about the smart phone 606 may also be provided.

As mentioned above, this is only one manner that the authenticationinformation and/or other information may be provided to the backendsystem 102. In some embodiments, the authentication information and/orother information may be provided via a root device, while in otherembodiments, the sub-devices may provide the information to the backendsystem 102 without going through the root device. Further, in someembodiments, the client system 114 may receive and propagate theauthentication information and/or other information to the backendsystem 102, while in other embodiments, the authentication informationand/or other information may be provided to the backend system withoutgoing through the client system 114.

Multi-Factor Authentication Via Paired Devices

Once secondary devices 116 are registered, the authenticationinformation and/or other information may be used to provide multi-factorauthentication. FIG. 7 is a schematic progression 700, illustratingmulti-factor authentication provided by pairing a secondary device 116with the client system 114, specifically detailing a client-side GUI704, in accordance with an embodiment. FIG. 8 is a flowchartillustrating backend 102 processing 800 for requesting andauthenticating the secondary authentication information, in accordancewith an embodiment. For clarity FIGS. 7 and 8 will be discussedtogether.

In the first progression frame 702 of the progression 700, to facilitatean electronic data action request, the client system 114 may provide aGUI 704. The GUI 704 may provide a prompt 706, asking a user for primaryauthentication information (e.g., a username and password combination).

Upon submission of data associated with the prompt 706, the backendsystem 102 may receive the primary authentication information (block802). As mentioned above, the primary authentication information mayidentify a user and/or user profile that is requesting the electronicdata action. Thus, a user profile may be identified from the primaryauthentication information (block 804).

Based upon information in the identified user profile, the primaryauthentication data may be authenticated (block 806). For example, theuser profile may identify a particular password associated with the userprofile. The password may be compared with a password provided by theprompt 706. When there is a match, the primary authenticationinformation may be authenticated.

If the primary authentication information cannot be authenticated, thebackend system process 800 may restart. The GUI 704 may indicate thatthe primary authentication information was not valid and request newprimary authentication information from the user.

However, when the primary authentication information is authenticated,the backend system 102 may determine if secondary authenticationinformation is available (decision block 808). When secondaryauthentication information is not available, the backend system 102 mayrequest the secondary authentication information (block 810).

For example, as illustrated by broken arrow 708, the secondary device116 may not be paired with the client system 114 when the user providesthe primary authentication information. The backend system 102 mayexpect an indication that a particular secondary device 116 is pairedwith the client system 114 to provide the secondary authentication.However, because the secondary device 116 is not paired with the clientsystem 114, the secondary authentication information is not available.Accordingly, the backend system 102 may request that the secondarydevice 116 be paired with the client system 114. This request may beprovided directly to the secondary device 116 and/or to the clientsystem 114, which may, in some embodiments, result in the client system114 providing instructions based upon the request. For example, asillustrated in the second progression frame 710, the user is providedinstructions 712 to pair the secondary device 116 with the client system114.

As mentioned above, secondary device 116 pairing with the client system114 is only one secondary authentication possibility. In otherembodiments, information provided by the secondary device 116, such as astored cookie or token, characteristics of the secondary device 116,such as MAC address and/or location information may be used forsecondary authentication (and thus requested by the process 800).Further, multiple such authentications may be cumulatively used andcompared for overlap with an established pattern or model.

Upon pairing the secondary device 116 with the client system 114 (asindicated by pairing arrow 714) or otherwise making the secondaryauthentication information available, the backend system 102 mayauthenticate the secondary information (block 812). For example, thebackend system 102 may verify that the expected pairing indication isvalid, that an expected MAC address and/or location of the secondarydevice 116 is provided, etc. If the secondary authentication informationcannot be authenticated, the process 800 may restart.

However, when the secondary authentication information is authenticated,the electronic data action may be performed (block 814). For example, asillustrated in the third progression frame 716, access to financialrecords may be provided by the GUI 704, after the primary and secondaryauthentication information is authenticated.

Multi-Factor Authentication Via Public Clients

In some embodiments, a user may desire to access sensitive content(e.g., financial records, etc.) via clients that are exposed to a publicaudience. For example, a user may attempt to access financial recordsfrom a public library computer, shared work computer, etc. In suchscenarios, it may be beneficial to provide alternative mechanisms forproviding primary and/or secondary authentication information. Forexample, nefarious public computer users may install keystroke recordingapplications that other users may not be aware of. These keystrokerecording applications may detect and store authentication information,such as username and password combinations, which may be used by thesenefarious public computer users to impersonate client system 114 users.Accordingly, FIG. 9 is a schematic progression 900 of multi-factorauthentication that provides heightened safety when occurring on apublic client, in accordance with an embodiment. In one embodiment, toincrease safety, a portion of the primary authentication information maybe provided by the secondary device 116 to protect that portion of theprimary authentication data.

In the current embodiment, a client system 114 begins a session in thefirst progression frame 902 by a user providing a user profileidentifying portion of the primary authentication information in apublic login GUI 904 of the client system 114 (block 906). For example,in the current embodiment, the user provides a username 908 at theclient system 114.

As illustrated in the second progression frame 910, the user may then beprompted by the client system 114 or the secondary device 116 to enter aportion of the primary authentication information on the secondarydevice 116 (block 912). As illustrated by GUI 904′, in the currentembodiment, the user is prompted by the client system 114. However,additionally and/or alternatively, the user may be prompted at thesecondary device 116 (e.g., a smart phone).

Based upon this prompting, the user may provide the portion of theprimary authentication information on the secondary device 116 (block914). For example, in the current embodiment, a password 916 isprovided. In some embodiments, a confirmation of the portion provided inblock 906 may also be provided. For example, in the current embodiment,the username may also be provided on the secondary device 116. Inalternative embodiments, only the portion not provided in block 906 maybe provided via the secondary device 116.

When multi-factor authentication is implemented, secondaryauthentication information (e.g., secondary device information 918) mayautomatically be provided when the portion of the primary authenticationinformation is provided via the secondary device 116. Using the portionsof the primary authentication information and/or the secondaryauthentication information, the backend system may authenticate the user(block and arrow 920).

As illustrated in the third progression frame 922, when theauthentication information is authenticated, the requested electronicdata action may be performed (block 924). As illustrated, depending onthe action to perform, this performance may be facilitated by the client114, the secondary device 116, and/or the backend system 102. In oneembodiment, the backend system 102 may provide access to data, while theclient system 114 and/or the secondary system 116 provide avisualization of the data. For example, as illustrated by the GUI 904″,a visualization of data accessed from the backend system 102 is providedby the client system 114.

In contrast to the embodiment of FIG. 9 , in some embodiments, theauthentication process may be initiated from the secondary devices 116.FIG. 10 is a schematic diagram illustrating a progression 1000 forauthentication initiated by a secondary device 116, in accordance withan embodiment.

As illustrated in FIG. 10 , in a first step 1002, a user may enterprimary authentication information 110 at the secondary device 116. Thisprimary authentication information may be provided to the backend system102 (e.g., the processing system 104). Further, in some embodiments,secondary authentication information 112 may be provided to the backendsystem 102. In the current embodiment, the secondary authenticationinformation 112 is provided by the secondary device 116, however, inalternative embodiments, the secondary authentication information 112may be provided by the client system 114.

The primary authentication information and/or the secondaryauthentication information may be authenticated in a second step 1004.For example, when the primary authentication information is a usernameand password combination, the user profile/data repository 106 may bequeried to determine whether the combination is valid. Further, when aMAC address or other unique identifier of the secondary device isprovided by the secondary device 116 as the primary authenticationinformation 110 and/or the secondary authentication information 112, thebackend system may determine whether or not the identifier is associatedwith the user's profile.

Upon authentication, in a third step 1006, the backend system 102 mayprovide an indication of temporary information (e.g., a temporaryusername and/or password 1008) that may be used to access the backendsystem 102 from the client 114. This temporary information may bepresented to the user by the secondary device 116.

In a fourth step 1010, the user may input the temporary information(e.g., the temporary username and/or password 1008) at a login GUI 1012of the client system 114. The temporary login information 1014 may beprovided from the client system 114 to the backend system 102, where thetemporary login information 1014 may be authenticated in a fifth step1016. The temporary login information may only be valid for a temporarytime window (e.g., 30 seconds, 5 mins, 1 hour, etc.). If the temporarylogin information is not used within that time window, the temporarylogin information may not be authenticated, which results in denial ofperformance of the electronic data actions.

However, when the temporary login information 1014 is authenticated inthe fifth step 1016, the action may be performed in a sixth step 1018.For example, in the current embodiment, the financial records 1020 areaccessed and displayed at the client system 114.

As may be appreciated, secondary devices may provide enhancedauthentication when requesting performance of electronic data actions,such as accessing, modifying, and/or displaying electronic data. Incertain embodiments, multi-factor authentication may be facilitated byusing information from the secondary devices as additionalauthentication factors to a primary authentication factor. Additionallyand/or alternatively, these secondary devices may enhance secure loginswhen using a public client system.

While only certain features of the disclosure have been illustrated anddescribed herein, many modifications and changes will occur to thoseskilled in the art. It is, therefore, to be understood that the appendedclaims are intended to cover all such modifications and changes as fallwithin the true spirit of the invention.

The invention claimed is:
 1. A system, comprising: an intermediarydevice; a secondary device coupled to the intermediary device, thesecondary device configured to provide data access authenticationinformation that may be used to determine whether to fulfil a dataaccess request; and an electronic data access system configured to:receive the data access request from a client system; receive the dataaccess authentication information of the secondary device; determinewhether to fulfill the data access request based upon the data accessauthentication information; in response to determining to fulfill thedata access request, provide access to data specified by the data accessrequest; and otherwise in response to determining not to fulfill thedata access request, refrain from providing access to the data specifiedby the data access request.
 2. The system of claim 1, wherein the dataaccess authentication information comprises a pairing status between theintermediary device and the secondary device, wherein the secondarydevice is configured to provide the data access authenticationinformation by being paired with the intermediary device.
 3. The systemof claim 1, wherein the data access authentication information comprisesa cookie, a token, a characteristic associated with the secondarydevice, or any combination thereof.
 4. The system of claim 3, whereinthe characteristic comprises a media access control (MAC) addressassociated with the secondary device.
 5. The system of claim 3, whereinthe characteristic comprises a location associated with the secondarydevice.
 6. The system of claim 1, wherein the electronic data accesssystem is configured to identify that the data access authenticationinformation may be used to determine whether to fulfil the data accessrequest based upon the intermediary device being associated with anaccount authorized to access the data and the secondary device beingassociated with the intermediary device.
 7. The system of claim 6,wherein the intermediary device is associated with the account via aregistration process and the secondary device is automaticallyregistered with the account based upon the virtue of registration of theintermediary device.
 8. The system of claim 1, comprising: a pluralityof intermediary devices; and a plurality of secondary devices, coupledto the plurality of intermediary devices, wherein each of the pluralityof secondary devices is configured to provide a portion of the dataaccess authentication information.
 9. The system of claim 1, wherein theintermediary device comprises smart phone, a vehicle, a wearable device,a home automation system, or any combination thereof and the secondarydevice comprises an electronic device in communication with the smartphone, the vehicle, the wearable device, the home automation system, orthe any combination thereof.
 10. The system of claim 1, wherein the dataaccess request comprises a request to access user-specific financialrecords.
 11. A method, comprising: receiving a data access request froma client system; receiving data access authentication information from asecondary device coupled to an intermediary device, the secondary deviceconfigured to provide data access authentication information that may beused to determine whether to fulfil a data access request; determiningwhether to fulfill the data access request based upon the data accessauthentication information; in response to determining to fulfill thedata access request, providing access to data specified by the dataaccess request; and otherwise in response to determining not to fulfillthe data access request, refraining from providing access to the dataspecified by the data access request.
 12. The method of claim 11,wherein the data access authentication information comprises a cookie, atoken, a characteristic associated with the secondary device, or anycombination thereof.
 13. The method of claim 11, wherein the data accessauthentication information comprises a pairing status between theintermediary device and the secondary device.
 14. The method of claim11, wherein the intermediary device comprises a smart phone, a vehicle,a wearable device, or a home automation system.
 15. The method of claim11, comprising: identifying that the data access authenticationinformation may be used to determine whether to fulfil the data accessrequest based upon the intermediary device being associated with anaccount authorized to access the data and the secondary device beingassociated with the intermediary device.
 16. A tangible, non-transitory,machine-readable medium, comprising machine-readable instructions that,when executed, cause one or more processors to: receive a data accessrequest from a client system; receive data access authenticationinformation from a secondary device coupled to an intermediary device,the secondary device configured to provide data access authenticationinformation that may be used to determine whether to fulfil a dataaccess request; determine whether to fulfill the data access requestbased upon the data access authentication information; in response todetermining to fulfill the data access request, provide access to dataspecified by the data access request; and otherwise in response todetermining not to fulfill the data access request, refrain fromproviding access to the data specified by the data access request. 17.The machine-readable medium of claim 16, comprising instructions that,when executed, cause the one or more processors to: identify that thedata access authentication information may be used to determine whetherto fulfil the data access request based upon the intermediary devicebeing associated with an account authorized to access the data and thesecondary device being associated with the intermediary device.
 18. Themachine-readable medium of claim 16, comprising instructions that, whenexecuted, cause the one or more processors to: identify a pairing statusbetween the intermediary device and the secondary device; and use thepairing status as the data access authentication information.
 19. Themachine-readable medium of claim 16, comprising instructions that, whenexecuted, cause the one or more processors to determine a confidencefactor for authenticating the data access request based on data accessauthentication information of a number of plurality of secondarydevices.
 20. The machine-readable medium of claim 16, wherein the dataaccess authentication information comprises a cookie, a token, acharacteristic associated with the secondary device, or any combinationthereof; and wherein the intermediary device comprises a smart phone, avehicle, a wearable device, a home automation system, or any combinationthereof.